Workers Compensation

When employee injuries occur while working, Pharmacists Mutual’s Workers Compensation policy provides you with the coverage and benefits needed and prescribed by state law. Our policy meets your state’s statutory regulations for insurance coverage and provides the legal protection desired to put your mind at ease. This coverage includes Employers Liability coverage and coverage for wage replacement and medical benefits to injured employees.

Are you Covered?


your employee slips on the ice while making a delivery and the injury requires a visit to the emergency room?


your employee trips at work and hurts their back? What if that injury requires surgery?


an employee alleges an injury occurred by exposure to chemicals or other substances while they are working?

When you purchase a Workers Compensation policy through Pharmacists Mutual, you can count on our policy to be offered at a competitive rate, with superior Risk Management services to help keep losses under control.

Don’t like payroll audit surprises?

Reduce them by enrolling in SIMPLEPAY, our pay-as-you-go solution for Workers Compensation policies.

Workers Compensation Audit FAQ

For more information on products and coverage, contact your local field agent.