Tropical Storm Nicole formed this (Monday) morning in the Atlantic Ocean. This storm’s projected path could reach Florida’s east coast by Wednesday evening/night near hurricane strength.
While your insurance policy may provide coverage for wind-related events, you must make particular efforts to protect your property unless you have purchased flood coverage under a separate policy. Basic steps to take before you are in the path of a storm:
Have an emergency plan in place
Know where you plan to meet if separated
Know where you plan to evacuate to in the event of a hurricane
Clean your gutters and drains semi-annually to ensure water can flow freely
Ensure your hurricane shutters are in good working condition
Ensure you have sufficient amounts of supplies on hand
Checklist of ways to prepare if a storm is heading your way:
Listen to local media, weather radio, or the Weather Channel to keep updated on storm events.
Bring inside or secure any outdoor items the wind could blow away (outdoor furniture, bicycles, flower pots, etc.)
Close all windows and hurricane shutters (if you don’t have shutters, board the windows)
Turn refrigerator and freezer to the coldest setting (except for those protecting stock that must be maintained within a strict temperature range)
Unplug all unused appliances
Fill your vehicle’s gas tank.
Fill your bathtub in case your water supply is disrupted.
Have cash on hand
Refill prescription medications
Gather your important documents, including insurance policies
Tell family and friends your evacuation plans.
Refer to RedCross.org/Safe and Well or call 1-866-GETINFO for additional tips
If you cannot move expensive and irreplaceable items out of the potential flood area, consider moving them to the highest level available.
Gather a three-day supply of water (one gallon per person per day) and non-perishable, easy-to-prepare food items for yourself, infants, and pets
Flashlight, camera, battery-operated radio, and extra batteries
Rain gear and extra clothing
First aid kit, insect repellent, and sunscreen
Cell phone and chargers