Student Dentist

Student Dentist
General Dentist
Retired Dentist
Locum Tenens
Orthodontist
Pediatric Dentist
Periodontist
Prosthodontist
Endodontist
Nurse Anesthetist
Dental Hygienist
Dental Assistant

• Professional Liability - Limits of $500,000 per occurrence and $1,500,000 aggregate (optional higher limits of coverage available)
• Sexual Misconduct or Physical Abuse Defense - $500,000 or $1,000,000 each insured
• Defense Costs - in addition to coverage limits. Claims will not be settled without your consent, unless otherwise authorized
• Medical Expenses – $5,000 each patient and $10,000 each insured
• Administrative Disciplinary Actions (legal expense) – $50,000 each insured
• HIPAA Claim (legal expense) – $50,000 each insured
• Lost Earnings – for assisting in defense of claim at our request - $500 per day, $20,000 maximum

OPTIONAL COVERAGES AVAILABLE:

• Extended Reporting Period (Claims-Made only) – Report a claim after coverage is cancelled or non-renewed, or due to the death, disability, or retirement of an insured dentist
• Medical Waste Defense Expense Reimbursement - $25,000 limit
• Medicare / Medicaid Billing Fraud Defense Expense Reimbursement – $25,000 limit
• Prior Acts – Converts an existing claims-made policy to an occurrence policy

OTHER FEATURES:

• Claims-Made or Occurrence Policy form available
• Multiple dentists within one practice may be insured together and maintain separate or shared policy limits
• Dental entity may also be included in coverage

Policy terms and conditions control.
Coverage may not be available in all states and territories.