Protect your assets, your license, and your reputation.
Individual pharmacist professional liability from Pharmacists Mutual picks up where typical employer insurance stops. Tailored specifically to you, it's peace of mind protection that covers common gaps.
Professional liability insurance coverage for whatever tomorrow brings.
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Who we cover
Over 110 years of experience protecting all pharmacists: retail, compounding, hospital, student, volunteer, self-employed, and more.
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What we cover
Immunizations and other drug administration, drug research, medication consultation, Good Samaritan acts, license defense, defendant expense benefits, and sexual and physical abuse defense, and more.
Attention Pharmacists:
Know the 5 common coverage gaps that could cost you your career.
With its fast pace and massive volume of medications, the pharmacy profession is ripe for claims and litigation. If you think your employer's coverage will protect you in the event of an error (actual or alleged), complaint, or legal claim, consider the following:
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GAP #1
Employer coverage is designed to protect the company first, pharmacists second. Nothing personal, it's just a matter of dollars and cents.
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GAP #2
Your employer's coverage may only be effective at your place of employment. If you have a second job, volunteer, or give advice to a neighbor, you'll be on your own.
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GAP #3
If a court judgment exceeds your employer's limits, you may be responsible for paying the difference. That could cost you tens of thousands of dollars.
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GAP #4
Employer insurance may not help when a patient files a complaint to the Board of Pharmacy. This could put you at risk of disciplinary action without proper representation.
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GAP #5
You may be fully responsible for suits against you if you leave that company. This is especially true if your employers uses a claims-made based policy.
To see how we care: 800.247.5930
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