Richard Cruz
Southern Florida
Richard.Cruz@phmic.com
Phone: 800.247.5930 ext. 8073
Cell: 954.478.5999
Fax: 515.295.4365
About the agent
Richard Cruz attended Columbia State University, earning a B.A. degree in Business Administration with concentrations in Banking and Finance. He has also earned an Executive Certification in Project Management with Florida Atlantic University. Richard joined Pharmacists Mutual as a Field Representative in 2018, serving members in south Florida. He has worked successfully in the pharmaceutical distribution field for over 10 years and in financial services for another 10 years. In his spare time Richard enjoys training for triathlon races, volunteering time with local charities, traveling, spending time with his wife, two children, and Kiko, the four-legged head of security.
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About Pharmacists Mutual Insurance Company
Pharmacists Mutual Insurance Group is a nationally recognized leader in providing specialized insurance and risk management solutions for independent community pharmacies and related healthcare risks. Pharmacists Mutual offers dedicated support and claims excellence in all 50 states and the District of Columbia. Our broad portfolio of products and services provides for our members’ professional and business insurance needs. Pharmacists Mutual has a Best's Credit Rating of A- Excellent with Stable Outlook.* We have earned a Financial Strength Rating (FSR) of A- Excellent or higher since 1922.
*Effective January 25, 2024. AM Best Company credit ratings are independent and objective opinion, not a statement of fact. For the latest Best's Credit Rating, access www.ambest.com.
Our Services
All products may not be available in all states and territories.
*A.M. Best's credit ratings are independent and objective opinion.