Your Pharmacists Mutual Insurance Agent

Abby Krzywiecki

Abby Krzywiecki | Field Representative

Abby Krzywiecki
Southern Alabama & Florida Panhandle
Phone: 800.247.5930 Ext. 7122
Cell Phone: 810.360.8974
Fax: 515.295.4728

About the agent

Abby Krzywiecki attended the University of South Alabama, earning her bachelor’s degree in Marketing and master’s in Business Administration (MBA). She was also an accomplished collegiate first baseman. Abby joined Pharmacists Mutual as a Field Representative in 2021, serving members in Southern Alabama and the Panhandle of Florida. In her spare time, she volunteers at the Ronald McDonald house and local food banks in Mobile. She loves all things artistic, travel, painting, shopping, and exploring new music and movies.

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About Pharmacists Mutual Insurance Company

Pharmacists Mutual Insurance Group is a nationally recognized leader in providing specialized insurance and risk management solutions for independent community pharmacies and related healthcare risks. Pharmacists Mutual offers dedicated support and claims excellence in all 50 states and the District of Columbia. Our broad portfolio of products and services provides for our members’ professional and business insurance needs. Pharmacists Mutual has a Best's Credit Rating of A- Excellent with Stable Outlook.* We have earned a Financial Strength Rating (FSR) of A- Excellent or higher since 1922.

*Effective January 25, 2024. AM Best Company credit ratings are independent and objective opinion, not a statement of fact. For the latest Best's Credit Rating, access

Our Services

Professional Insurance

Pharmacists Mutual provides the professional liability coverage vital to your business, career, reputation, and livelihood. Our policies are specifically designed by industry experts who understand the risks you face and a healthcare professional's challenging and evolving needs.

We specialize in professional liability coverage for:

  • Pharmacists
  • Pharmacy Students
  • Pharmacy Technicians
  • Dentists
  • Dental Students
  • Dental Hygienists
  • Veterinarians
  • Health Care Services

Commercial Insurance

In every market, for every size of business, there is risk. Pharmacists Mutual's commercial insurance provides essential, specialized coverage for business owners. We offer coverage for property, general liability cyber, sexual misconduct and physical abuse, employment-related practices, workers compensation, commercial auto, commercial umbrella, and many specialized coverage enhancements.

We are a specialty writer for:

  • Pharmacy
  • Dental
  • Veterinary
  • Home Medical Equipment
  • Home Health Care
  • Personal Care Providers
  • Senior Living
  • Care Facilities
  • Life Sciences
  • Other Health Care Specialties
  • Grocery

808 US Hwy 18 West
PO BOX 370
Algona, IA 50511



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All products may not be available in all states and territories.

*A.M. Best's credit ratings are independent and objective opinion.